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理财公司教您闲钱究竟该怎么理财

< class='newsInfoWrap'>< class='rightInfo'>453 < class='leftInfo'>发表时间:2018-11-23 16:54 < class='line1'> < class='richContent richContent0'>

  如今基本上很多家庭的经济情况比以前都好了很多,慢慢的也都有了一些积蓄,那么地域这些积蓄很多人选择放到了银行,其实拿出其中的一部分可以进行钱赚钱的,不过风险也就是有点高,那么这些闲钱究竟该怎么理财呢,下面就由理财公司帮大家分析一下。

  1、储蓄。银行存款可以说是最保险的理财方式了,缺点就是收益比较低。

  2、理财型保险产品。这类产品一般具有保险和理财两大功能,而且收益也很高,缺点就是投资周期比较长,适合长期不需要大的支出的家庭投资。

  3、购买基金。基金一般收益很高但是风险也很大,可以根据自己抵抗风险的能力选择保守型的还是高风险的产品进行投资。

  4、网购一族可以选择各种宝、各种通等进行理财。特点是比银行的收益高支取方便。

  5、炒股。股票交易具有时间短回报高的特点,但是风险也非常大,建议喜欢炒股的朋友使用一部分资金放到股市里,选择几个比较稳定的股票进行投资。

  6、网贷。现在网贷平台很多,足不出户就可以进行投资。但是很多网贷平台没有风险控制能力,经常发生投资无法收回的事情,严重的平台关网跑路。选择平台的时候一定要有第三方担保交易才可以投资。

  7、虚拟币。虚拟币随着网络的发展已经成为一种可以代替法币进行网上和线下交易的网络货币。特点具有流通范围广增值速度快的特点。缺点是山寨币泛滥,选择错误就是坑。

  理财公司就找诺亚财富,依托诺亚财富总公司的雄厚实力,产品丰富:类固收、内地保险、海外保险、私募基金、私募股权、地产基金、移民、游学、慈善等大部分均为市场上的头部产品,而且全球布局,既有人民币产品又有美元产品,在美国、加拿大、澳大利亚、香港、台湾等华人聚集的地方均有分公司,是高净值人士的理财首选。


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